VA Loans

VA Loans help active military members, veterans, and other eligible borrowers purchase a property or refinance a mortgage.

 

Mortgage Options for Military Members and Their Family

VA Loans offer veterans, service members, and their families the ability to purchase a home with relaxed guidelines. VA Loans help these borrowers qualify for a low-interest-rate mortgage without needing a down payment or a perfect credit score.

 

What is a VA Loan?

VA Loans are mortgage loans that a government department insures called the Department of Veteran Affairs. When the government insures a mortgage loan, this means that the government is guaranteeing, to the lender, that the loan will be paid regardless of whether the borrower defaults. This guarantee allows lenders to help veterans, military members, and their families qualify for a mortgage with relaxed guidelines.

 

 

Who is Eligible for a VA Loan?

There are specific requirements for VA Loans, depending on your minimum active duty. However, these borrowers are generally eligible.  

 

• Veterans

• Military Members who are Currently Serving

• Surviving Spouses

 

Reach out to one of our Senior Loan Originators today to discuss requirements for VA Loans.